Larry Wills and Associates Insurance
Larry Wills and Associates Insurance Larry Wills and Associates Insurance
 

TRAVEL TRAILER POLICY
Mobile Homes  Motor Homes  Travel Trailers  Fifth Wheel  Luxury Motor Coach 
Specialty Homeowners  Specialty Landlord  Classic Cars  Off-Road Vehicle  Snowmobile

 

Travel Trailer Insurance

A specialized policy means you're covered whether you’re just starting out with a brief trip, or a veteran full-timer pulling all the amenities of home behind you. We can help you protect your investment in your travel trailer and the RV lifestyle. Our policies provide important standard and optional coverages not available in conventional auto policies, or in the stripped down RV policies offered by other companies.

These coverages include:

  • Comprehensive Coverage for protection from just about any direct, sudden, and accidental loss, including: collision, fire, smoke, floods, landslides, hail, windstorms, animals, vandalism, low branches or overhangs, theft and lightning.

  • Coverage for Attached Accessories, including awnings, satellite dishes and TV antennas.

  • Tow dolly/hitch coverage for these critical connections.

  • Emergency expenses coverage that pays for lodging or travel home if your rig is damaged or destroyed by a covered loss more than 50 miles from home.

  • Campsite/vacation liability coverage that provides liability coverage when you are parked and using your travel trailer as a residence.

Optional coverages include:

  • Total Loss Replacement Coverage that protects your motor home from the effects of depreciation. If your new-model travel trailer is destroyed within its first five model years, and you’re the original owner, they’ll pay to replace it with a brand new one of similar kind and quality – no matter what it costs (as long as you replace the travel trailer and maintain coverage limits equal to your original purchase price)! In years six through ten, they’ll give you up to what you paid for it originally toward the purchase of another travel trailer.

  • Replacement Cost Coverage on personal belongings that are destroyed or stolen.

  • TraveLine® Towing and Roadside Assistance that eliminates the hassle of buying a separate towing plan. Available 24 hours a day, 365 days a year everywhere in the United States and Canada, towing, jump starts, roadside service, flat tire changes, fuel delivery, and locksmith services are just a toll-free phone call away. An experienced TraveLine® representative will find you the help you need using a vast network of more than 20,000 authorized service providers and qualified repair facilities. There are no out-of-pocket payments required, either. Just sign and drive. What’s more, your travel trailer is covered regardless of who is driving!

  • Full-Timer Coverage that provides liability protection very similar to a homeowners policy. While an auto policy will only provide liability protection when you are using your RV as a vehicle, a full-timer policy covers you when you are parked and using your travel trailer as a residence, too.

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