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MOTOR
HOME POLICY
Mobile Homes
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Motor Homes
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Travel Trailers
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Fifth Wheel
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Luxury Motor Coach
Specialty Homeowners
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Specialty Landlord
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Classic Cars
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Off-Road Vehicle
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Snowmobile
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Motor Home Insurance |
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A specialized policy means
you're covered whether you’re just starting out with a brief trip, or a
veteran full-timer pulling all the amenities of home behind you. Foremost
can help you protect your investment in your motor home and the RV
lifestyle. Foremost's policies provide important standard and optional
coverages not available in conventional auto policies, or in the stripped
down RV policies offered by other companies.
These coverages include: |
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Comprehensive Coverage
for protection from just about any direct, sudden, and accidental loss,
including: collision, fire, smoke, floods, landslides, hail, windstorms,
animals, vandalism, low branches or overhangs, theft and lightning.
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Coverage for Attached
Accessories, including awnings, satellite dishes and TV antennas.
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Tow dolly/hitch coverage
for these critical connections.
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Emergency expenses
coverage that pays for lodging or travel home if your rig is damaged or
destroyed by a covered loss more than 50 miles from home.
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Campsite/vacation
liability coverage that provides liability coverage when you are parked
and using your motor home as a residence.
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Optional coverages
include: |
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Total Loss Replacement Coverage that protects your motor home from the
effects of depreciation. If your new-model motor home is destroyed within
its first five model years, and you’re the original owner, they’ll pay to
replace it with a brand new one of similar kind and quality – no matter
what it costs (as long as you replace the motor home and maintain coverage
limits equal to your original purchase price)! In years six through ten,
they’ll give you up to what you paid for it originally toward the purchase
of another motor home.
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Replacement Cost Coverage on personal belongings that are destroyed or
stolen.
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TraveLine® Towing and Roadside Assistance that eliminates the hassle of
buying a separate towing plan. Available 24 hours a day, 365 days a year
everywhere in the United States and Canada, towing, jump starts, roadside
service, flat tire changes, fuel delivery, and locksmith services are just
a toll-free phone call away. An experienced TraveLine® representative will
find you the help you need using a vast network of more than 20,000
authorized service providers and qualified repair facilities. There are no
out-of-pocket payments required, either. Just sign and drive. What’s more,
your motor home is covered regardless of who is driving!
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Full-Timer Coverage that provides liability protection very similar to a
homeowners policy. While an auto policy will only provide liability
protection when you are using your RV as a vehicle, a Foremost full-timer
policy covers you when you are parked and using your rig as a residence,
too.
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