• Comprehensive Coverage for protection from just about any direct, sudden, and accidental loss, including: collision, fire, smoke, floods, landslides, hail, windstorms, animals, vandalism, low branches or overhangs, theft and lightning.
• Coverage for Attached Accessories, including awnings, satellite dishes and TV antennas.
• Tow dolly/hitch coverage for these critical connections.
• Emergency expenses coverage that pays for lodging or travel home if your rig is damaged or destroyed by a covered loss more than 50 miles from home.
• Campsite/vacation liability coverage that provides liability coverage when you are parked and using your fifth wheel as a residence.

Optional coverages include:

• Total Loss Replacement Coverage that protects your fifth wheel from the effects of depreciation. If your new-model fifth wheel is destroyed within its first five model years, and you’re the original owner, they’ll pay to replace it with a brand new one of similar kind and quality – no matter what it costs (as long as you replace the fifth wheel and maintain coverage limits equal to your original purchase price)! In years six through ten, they’ll give you up to what you paid for it originally toward the purchase of another fifth wheel.

• Replacement Cost Coverage on personal belongings that are destroyed or stolen.

• TraveLine® Towing and Roadside Assistance that eliminates the hassle of buying a separate towing plan. Available 24 hours a day, 365 days a year everywhere in the United States and Canada, towing, jump starts, roadside service, flat tire changes, fuel delivery, and locksmith services are just a toll-free phone call away. An experienced TraveLine® representative will find you the help you need using a vast network of more than 20,000 authorized service providers and qualified repair facilities. There are no out-of-pocket payments required, either. Just sign and drive. What’s more, your fifth wheel is covered regardless of who is driving!

• Full-Timer Coverage that provides liability protection very similar to a homeowners policy. While an auto policy will only provide liability protection when you are using your RV as a vehicle, a full-timer policy covers you when you are parked and using your fifth wheel as a residence, too.

• A Special Program for Stationary fifth-wheels that gives you extensive comprehensive and contents coverage if you use your fifth-wheel as a seasonal or permanent residence. This includes vacation liability coverage that covers liability, medical payments to others, and property damage claims caused by an accident for which you are held liable. This program provides you with additional protection since your auto or homeowners policies may not extend coverage to you.